leading credit repair company

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Credit repair is an especially pernicious fraud that preys on consumers who have run into financial trouble and as a result, have bad credit reports, it is what you need, you can either begin the process yourself or seek out a repair service and either: paying back what you owe scams to AVOID paying back what you owe We might also mention identity theft, but that's a separate topic.

Credit Repair Advices :

Credit history or credit report is, in many countries, a record of an individual's or company's past borrowing and repaying, including information about late payments and bankruptcy. The term "credit reputation" can either be used synonymous to credit history or to credit score.

In the United States the legal term under the Federal Fair Credit Reporting Act (FCRA) is "consumer reporting agency" (CRA).
Most credit history information is collected and kept by the three national credit bureaus, Experian (which purchased the files and other assets of TRW), Equifax, and TransUnion. These organizations are for-profit entities and possess no governmental affiliation. Experian handles its credit disputes in its "National Consumer Assistance Center" (NCAC) in Allen, Texas. It has its headquarters in Costa Mesa, California.
Equifax subcontracts out most of its consumer relations. Telephone disputes or requests are diverted to a Canadian company/vendor named ICT. Mail disputes or requests sent to its Georgia post office boxes are opened by another vendor, Innasource, scanned to a computer file and then electronically sent to a subcontract vendor either in Montego Bay, Jamaica, or in the Philippines. Equifax is based in Atlanta. Trans Union handles its own disputes (currently). It does so either in Pennsylvania or in California. Trans Union is based in Chicago.